Report: Why 94% of Banks Will Fail at Agentic AI Implementation by 2026

Chris Poulios

PMM

November 5, 2025

in

📊 Reports

Financial institutions face a pivotal moment as agentic AI promises to shift banking from reactive service to proactive guidance. Despite massive AI investments, 94% of banks are projected to fail in implementing autonomous AI systems effectively by 2026.

This report, “Why 94% of Banks Will Fail at Agentic AI Implementation by 2026”, explores the key barriers, legacy systems, governance gaps, misaligned use cases, regulatory hurdles, and talent shortages, and highlights lessons from the top 6% of early movers who are successfully embedding agentic AI to improve customer experience, operational efficiency, and ROI.

Table of content

Share article